![](/-/media/Cards/Credit/04836-v3-Banque-Misr-MC-World-Credit-Contactless1.jpg)
![](/-/media/Cards/Credit/04837-v3-Banque-Misr-MC-World-Elite-Credit-Contactless2.jpg)
- Internet banking
- Unlimited, complimentary access for you over 1,200 airport lounges in more than 450 cities in over 135 countries, as part of the Dragon Pass airport lounges network
- Download the Mastercard Travel Pass app
- Register your BM World Mastercard card securely
- Promotions and discounts in the fanciest shopping centers inside and outside Egypt which are specified in Priceless Specials application for MasterCard Credit Cards
- Get 10% off when you book your flight or hotel on Cleartrip using your World Mastercard. Use promo code [MCWORLD] and book now
- Use your world MasterCard card to Book your next holiday on booking.com and enjoy up to 10% cash back at hundreds of thousands of properties locally and around the world
- Enjoy an exclusive 10% discount when you book your preferred ride with Rentalcars.com using your world MasterCard.
- Order online with Carrefour with your eligible Platinum Mastercard to enjoy 20% off shopping orders once per month. enter promo code MA20 at check out.
- Free SMS service after each card transaction.
- Purchasing using Contactless technology to make your shopping safe, fast and easy.
International usage is available after 2 months for credit cards following their date of issuance.
- Automatic Enrollment in BM Rewards and enjoy special rewards and offers.
- Earn 3.5 points for every EGP spent on domestic spend.
- You can easily redeem your points with:
- Electronic vouchers to use at any of our BM partner merchant outlets.
- Cash back to your credit Card.
To register and manage your points, please visit: www.bmrewardsclub.com or call 19888 Usage limits
Usage limits | Details |
Limit of Online Purchasing Inside Egypt | Within the card credit limits with Maximum 400000 EGP per Month with a limit of 20 times daily |
Limit of Online Purchasing Outside Egypt
(In case the customer has not informed the bank of the travel) (within the monthly purchase limit outside Egypt) | 100,000EGP Monthly with a limit of 15 times daily |
Contactless purchase limit without pin inside Egypt | 600 EGP per transaction with maximum 15 consecutive transaction |
Contactless purchase limit without pin outside Egypt | Equivalent to 50 USD per transaction with maximum 15 consecutive Transaction |
Local purchase transactions | Within the credit limits of the card |
International purchase transactions (In case the customer has informed the bank of the travel) (E-commerce - POS) | 225,000 EGP Monthly |
International monthly purchase limit (in case the customer hasn’t informed the bank of the travel) | 100,000EGP Monthly |
Local cash withdrawals (ATM) | EGP 30000 Daily: EGP 26000 from BM ATMs
EGP 4000 from Other Banks' ATMs |
P.O.S cash withdrawal from BM Branches | with max.limit 250000 |
International cash withdrawals (ATM & POS) (In case the customer has informed the bank of the travel) | 6,000 EGP Monthly |
Credit Limit
- Enjoy credit limit starting from EGP 1000000 up to less than EGP 300000
Fees and charges
Fees and charges | Details |
Issuance | EGP2500 |
Renewal | EGP2500 |
Supplementary card issuance and renewal | EGP500 |
Reissuance for a replacement for lost/damaged card | EGP500 |
Cash withdrawals through BM ATMs and P.O.S and Other Banks machines within Egypt | 2% of the amount withdrawn with minimum EGP 15 |
Inquiry about the available balance via BM ATMs | Free |
Inquiry about the available balance via Other banks ATMs inside Egypt | EGP 1 per transaction |
Inquiry about the available balance via ATMs outside Egypt | EGP 3 per transaction |
Interest rate | 4% monthly |
Penalty for delay | EGP 75 |
Exceeding credit limit | EGP 75 |
Cash withdrawals outside Egypt | 3% of the transaction’s value + EGP 50 per transaction |
Commission for transactions outside Egypt (cash withdrawals – purchases) | 5% of the transaction’s value |
Disputing on any transaction through (Fax, Email or Call Centre) where it is proven that the customer is not entitled to dispute on such transaction | EGP 50 |
Printing certified transactions statement starting from the following month | EGP 20 |
Requesting clearance letter, certificate of indebtedness or to whom it may concern letter | EGP 50 |
Installment Services
Number of Months | Interest Rate on purchases | Interest Rate on cash withdrawal |
6/12/24/36 months | 3% per month on the basis of declining balance interest | 3.5% per month on the basis of declining balance interest |
In case the customer wishes to pay-on installment for a processed transaction, then the following procedures shall be applied:
- Cash withdrawal transaction is carried out through credit card according to the card available balance
- During the performance of cash withdrawal transaction BM call center will be contacted in order to request the installment of transaction.
- Early repayment fees of 4% are applied in case the customer has paid the value of his installment.
- Cash withdrawal charges calculated on the customer’s credit card and related to the amount requested to be paid-on installment will be refunded.
World Elite Card
Benefits
- Internet banking
- Unlimited, complimentary access for you over 1,200 airport lounges in more than 450 cities in over 135 countries, as part of the Dragon Pass airport lounges network
- Download the Mastercard Travel Pass app
- Register your BM World Mastercard card securely
- Promotions and discounts in the fanciest shopping centers inside and outside Egypt which are specified in Priceless Specials application for MasterCard Credit Cards
- Get 10% off when you book your flight or hotel on Cleartrip using your World Mastercard. Use promo code [MCWORLD] and book now
- Use your world MasterCard card to Book your next holiday on booking.com and enjoy up to 10% cash back at hundreds of thousands of properties locally and around the world
- Enjoy an exclusive 10% discount when you book your preferred ride with Rentalcars.com using your world MasterCard
- Order online with Carrefour with your eligible Platinum Mastercard to enjoy 20% off shopping orders once per month. enter promo code MA20 at check out
- Free SMS service after each card transaction in addition to issuing a monthly transactions statement showing the debit value and minimum payment limit as well as credit card issuance or renewal
- Installment payment for card purchase transactions and cash withdrawals up to 36 months with special interest rate
- Enjoy interest-free installments up to 60 months for purchases at many merchants
- Purchasing using Contactless technology to make your shopping safe, fast and easy
- International usage available after 6 month for credit card that has been issued since 20 Dec 2023
- Automatic Enrollment in BM Rewards and enjoy special rewards and offers
- Earn 3.5 points for every EGP spent on domestic spend
- You can easily redeem your points with:
- Electronic vouchers to use at any of our BM partner merchant outlets.
- Cash back to your credit Card.
To register and manage your points, please visit: www.bmrewardsclub.com or call 19888
Usage limits
Usage limits | Details |
Limit of Online Purchasing Inside Egypt | Within the card credit limits with Maximum 800000 EGP per Month with a limit of 20 times daily |
Limit of Online Purchasing Outside Egypt (In case the customer has not informed the bank of the travel) (within the monthly purchase limit outside Egypt) | 100,000EGP Monthly with a limit of 15 times daily |
Contactless purchase limit without pin inside Egypt | 600 EGP per transaction with maximum 15 consecutive transaction |
Contactless purchase limit without pin outside Egypt | Equivalent to 50 USD per transaction with maximum 15 consecutive Transaction |
Local purchase transactions | Within the credit limits of the card |
International purchase transactions (In case the customer has informed the bank of the travel) (E-commerce - POS) | 300,000 EGP Monthly |
International monthly purchase limit (in case the customer hasn’t informed the bank of the travel) | 100,000EGP monthly |
Local cash withdrawals (ATM) | EGP 20000 Daily |
P.O.S cash withdrawal from BM Branches | Within the card credit limits |
International cash withdrawals (In case the customer has informed the bank of the travel) | 6,000 EGP monthly |
Credit Limit
For secured cards | Starting from EGP 300000 to EGP 1000000 |
For unsecured cards | Starting from EGP 300000 to EGP 1250000 |
Fees and charges
Fees and charges | Details |
Issuance | EGP8000 |
Renewal | EGP 8000 |
Supplementary cards issuance and renewal | EGP1000 |
Reissuance of a replacement for lost /damaged card | EGP500 |
Cash withdrawals through BM ATMs and P.O.S and Other Banks’ machines within Egypt | 2% of the amount withdrawn with minimum EGP 15 |
Inquiry about the available balance via BM ATMs | Free |
Inquiry about the available balance via Other banks ATMs inside Egypt | EGP 1 per transaction |
Inquiry about the available balance via ATMs outside Egypt | EGP 3 per transaction |
Interest rate | 4% monthly |
Penalty for delay | EGP 75 |
Exceeding credit limit | EGP 75 |
Cash withdrawals outside Egypt | 3% of the transaction’s value + EGP 50 per transaction |
Commission for transactions outside Egypt (cash withdrawals – purchases) | 5% of the transaction’s value |
Disputing on any transaction through (Fax, Email or Call Centre) where it is proven that the customer is not entitled to dispute on such transaction | EGP 50 |
Printing certified transactions statement starting from the following month | EGP 20 |
Requesting clearance letter, certificate of indebtedness or to whom it may concern letter | EGP 50 |
Installment Services
Number of Months | Interest Rate on purchases | Interest Rate on cash withdrawal |
6/12/24/36 months | 3% per month on the basis of declining balance interest | 3.5% per month on the basis of declining balance interest |
In case the customer wishes to pay-on installment for a processed transaction, then the following procedures shall be applied:
- Cash withdrawal transaction is carried out through credit card according to the card available balance
- During the performance of cash withdrawal transaction BM call center will be contacted in order to request the installment of transaction.
- Early repayment fees of 4% are applied in case the customer has paid the value of his installment.
- Cash withdrawal charges calculated on the customer’s credit card and related to the amount requested to be paid-on installment will be refunded.
To Apply for a card, kindly click here